1. Estate Planning (The “Hardware” & the Law)
   Estate planning is about assets, logistics, and legal certainty. It is transactional and bureaucratic.

The key question: “What do I have and who gets it?”
The focus: Material assets (money, house, Bitcoin, rights to accounts).
The goal: Protect assets, save on taxes, avoid disputes, ensure legal transition.
The tools: Will, power of attorney, certificate of inheritance, password list.
Time frame: Immediately after death (short to medium term).
In short: Estate planning ensures that the lights stay on and the bills get paid.

2. Legacy planning (the “software” & the values)
   Legacy planning is about meaning, values, and memory. It is emotional and human.

The core question: “Who was I and what am I passing on?”
The focus: Intangible values (life wisdom, family stories, ethical values, reputation, the “good name”).
The goal: To influence, preserve memories, offer comfort, shape the next generation.
The tools: Digital legacy (memorialized accounts), farewell letters, video messages, family chronicle, donations (charity).
Time frame: Forever (long-term across generations).
In short: Legacy planning ensures that you will not be forgotten and that your values will live on.

Table: Estate Planning vs. Legacy Planning